Countries/UAE/UAE Private Client
UAE · Private Client
UAE Private Client.
Long-term advisory for the family, not the transaction.
Private Client at Morifar is not a service line; it is the depth of relationship. We sit alongside families for years — coordinating bankers, lawyers and accountants across jurisdictions and quietly making sure the structure still fits the family.
What it is
The full picture, in plain language.
Private Client covers holistic, long-term advisory for HNW and UHNW families using the UAE as a primary or secondary base. We do not manage money or sell products; we coordinate the specialists who do.
Typical workstreams include holding-structure design, residency and succession planning, family governance, real estate portfolio oversight, philanthropy structuring, and the family-office layer that ties it all together.
Who it's for
Designed for these situations.
HNW families consolidating in the UAE
Households moving primary residence from the UK, India or Europe to the UAE.
Multi-generational families
Where succession, governance and the next generation matter as much as today's structure.
Founders post-exit
Liquidity events requiring holding, investment and residency structuring.
Family offices needing a UAE anchor
Existing single- or multi-family offices establishing a Dubai presence.
Benefits
What the right structure delivers.
One coordinating mind
A single team that understands the whole picture — across jurisdictions and disciplines.
Independent of product sales
We do not earn commissions on funds, insurance or investments. Advice is unconflicted.
Discretion as default
Strict confidentiality. Communications minimised, sensitive matters never put in writing unnecessarily.
Long-term continuity
Same team year after year — institutional memory of the family's structure and intentions.
Specialist network access
Regulated lawyers, tax advisors and bankers across UAE, UK, India, Switzerland, Singapore.
Family-office services
Reporting, oversight, bill-pay, governance facilitation as required.
The process
Step by step — nothing hidden, nothing skipped.
- 01
Long discovery
Weeks 1-3We spend real time understanding family, business, structure, intentions and concerns — not a one-hour intake.
- 02
Diagnostic memo
Week 4A written diagnostic mapping current state, gaps and recommended priorities.
- 03
Strategy & sequencing
Weeks 5-6Multi-year roadmap sequencing structural, tax, residency, succession and governance work.
- 04
Specialist coordination
OngoingWe assemble and manage the right legal, tax and banking specialists across jurisdictions.
- 05
Implementation
Months 1-12Holding structures, residency, banking, real-estate restructuring, succession instruments.
- 06
Family governance
Where relevantFamily constitution, next-gen development, governance forums, philanthropy structuring.
- 07
Annual review
AnnuallyStructure, residency, tax position and family circumstances reviewed against original plan.
- 08
Always-on relationship
ContinuousThe relationship manager is reachable; ad-hoc decisions and life events handled as they arise.
Timeline
What a typical engagement looks like.
Month 1
Discovery and diagnostic.
Months 2-3
Strategy memo and specialist assembly.
Months 3-12
Implementation across structures, residency, governance.
Year 2+
Annual reviews and continuous relationship.
Documents required
The evidence pack we will ask for.
Family tree & ownership chart
Current state of structures, entities and beneficial ownership.
Existing wills & succession instruments
Any country.
Tax residency history
Last 5 years, all relevant jurisdictions.
Banking and asset summary
High-level only — we do not need account numbers at discovery.
Current advisor list
Existing lawyers, accountants, bankers, trustees.
Costs & fees
What you should budget for.
Private Client engagements are bespoke. We typically work on annual retainers calibrated to the family's complexity, with project fees for major structural work.
Annual retainer
From USD 50,000
Coordination, oversight, ongoing relationship.
Discovery & diagnostic
USD 15,000 - 35,000
Fixed fee, refundable against the first year's retainer.
Major structural project
Quoted separately
Restructuring, succession planning, family-office establishment.
Specialist legal and tax fees are billed by the relevant regulated firm directly to the family, not marked up.
FAQs
Questions we are asked, and the honest answers.
Do you manage investments?+
No. We do not hold client money or recommend funds. We coordinate the family's chosen investment specialists.
Do you earn commissions?+
No. Our fee comes entirely from the family. No introducer fees, no fund commissions, no insurance overrides.
Is everything confidential?+
Yes. Strict NDAs are standard. Communications are minimised and sensitive information is shared only with named specialists.
Can you work alongside our existing advisors?+
Often the right answer. We coordinate rather than replace, unless asked.
Common mistakes
What we see go wrong — so it doesn't happen to you.
Treating the UAE move as just a tax move
It changes succession, governance, schooling, banking and family dynamics. The full picture matters.
Trust structures designed for a different era
Older offshore trusts often no longer fit post-CRS, post-economic-substance reality. Review periodically.
No documented succession plan
Where assets sit across UAE, UK and India without coordination, intestacy outcomes can be very different from intent.
Confusing advice with product placement
Where the advisor earns commission on the product, advice and product are not separable.
Explain like I'm 10
The simplest version of the whole thing.
Some families have lots of moving parts — homes in different countries, companies, investments, children growing up. Private Client is like having one trusted person who keeps the whole picture in their head and makes sure all the pieces still fit, year after year.
Related services
Private consultation
Discuss uae private client with the team.
A confidential first conversation — no obligation, no sales pitch. We listen, map your situation, and tell you honestly whether and how we can help.
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