MorifarPrivate Client

Countries/UK/UK Private Client

UK · Private Client

UK Private Client.
Quiet, long-term advisory through the UK tax regime — and around it.

UK private-client work changed materially with the 2024-25 abolition of the non-dom regime and its replacement by the Foreign Income and Gains regime. Planning is more rules-based, less discretionary — and structure matters more than ever.

Private consultationSee the process

What it is

The full picture, in plain language.

Private Client at Morifar coordinates the legal, tax and structural work behind a family's UK position — through regulated UK partners, with Morifar holding the strategy and the relationship.

Workstreams typically include residency planning, FIG/remittance-basis transition, trust review, property restructuring, succession planning and family-office layering.

Who it's for

Designed for these situations.

Internationally mobile HNW families

Where UK residence is one of several jurisdictions in play.

Inbound families post-2025

Newcomers planning within the FIG regime from day one.

Long-term resident non-doms transitioning

Families managing the move from remittance basis to FIG and beyond.

Founders post-exit relocating

Where liquidity, structure and residency interact.

Benefits

What the right structure delivers.

One coordinating mind

We sit across the family's tax advisors, lawyers, bankers and trustees.

Independent of product

No fund commissions, no insurance overrides. Advice is unconflicted.

FIG-regime fluency

Up-to-date on the post-2025 rules and how they sequence with international planning.

Cross-border perspective

UK / UAE / India coordination is our daily work, not an exception.

Discretion

Communications minimised, sensitive matters never written down unnecessarily.

Continuity

Same team across years — institutional memory of the family's structure and plan.

The process

Step by step — nothing hidden, nothing skipped.

  1. 01

    Discovery

    Weeks 1-3

    Family, business, structures, intentions — deep, unhurried.

  2. 02

    Diagnostic memo

    Week 4

    Written diagnostic with mapped current state and priorities.

  3. 03

    Strategy & sequencing

    Weeks 5-6

    Multi-year roadmap with priority interlocks.

  4. 04

    Specialist coordination

    Ongoing

    Assembly of the right regulated UK and international specialists.

  5. 05

    Implementation

    Months 1-12

    Structures, residency, property, succession instruments.

  6. 06

    Annual review

    Annually

    Position re-assessed against original plan; adjustments where needed.

Timeline

What a typical engagement looks like.

  • Month 1

    Discovery and diagnostic.

  • Months 2-3

    Strategy and specialist assembly.

  • Months 3-12

    Implementation.

  • Year 2+

    Annual reviews and continuous relationship.

Documents required

The evidence pack we will ask for.

  • Family tree & ownership chart

    Current entities, holdings and beneficial ownership.

  • UK tax history

    Last 5 years of returns where available.

  • Existing trusts and structures

    Trust deeds, letters of wishes, recent accounts.

  • Wills and succession instruments

    All jurisdictions.

  • Existing advisor list

    Lawyers, accountants, trustees, bankers.

Costs & fees

What you should budget for.

Private Client engagements are bespoke. Annual retainers with project fees for major structural work.

  • Annual retainer

    From £50,000

    Coordination, oversight, ongoing relationship.

  • Discovery & diagnostic

    £15,000 - £35,000

    Fixed fee, refundable against first year.

  • Major structural project

    Quoted separately

Regulated UK tax and legal fees are billed by the relevant partner firm directly.

FAQs

Questions we are asked, and the honest answers.

What does the FIG regime mean for us?+

Newcomers get a 4-year window of relief on foreign income and gains. After that, full worldwide taxation. Long-term residents face transition rules.

Are trusts still useful?+

Yes, but the analysis has changed materially. Older offshore trusts often need review under the new rules.

Do you do tax returns?+

No — we coordinate them through regulated UK tax firms.

Will you replace our existing advisors?+

Only if asked. Usually we coordinate alongside them.

Common mistakes

What we see go wrong — so it doesn't happen to you.

Treating FIG as the only consideration

Residency, IHT, structure, succession and family dynamics all interact. Tax is one input, not the whole picture.

Not reviewing old trusts

Pre-2017 and pre-2025 trusts often need restructuring. The cost of delay can be very large.

Forgetting IHT on UK property

UK residential property is within IHT scope regardless of how it is held.

Reactive planning at year-end

Most useful planning is in February, not in March.

Explain like I'm 10

The simplest version of the whole thing.

Some families have homes, companies and investments spread across many countries. Private Client is one trusted team that keeps the whole picture in mind so nothing gets missed, especially when tax rules change.

Related services

Private consultation

Discuss uk private client with the team.

A confidential first conversation — no obligation, no sales pitch. We listen, map your situation, and tell you honestly whether and how we can help.

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