Countries/Canada/Canada Private Client
Canada · Private Client
Canada Private Client.
Quiet, long-term advisory through the Canadian tax and succession regime.
Canada's worldwide-taxation system makes residency planning particularly consequential. We coordinate the legal, tax and structural work behind a family's Canadian position through regulated Canadian partners.
What it is
The full picture, in plain language.
Private Client at Morifar coordinates legal, tax and structural specialists for HNW families using Canada as a base — residency planning, immigration trusts, cross-border tax, succession and family-office coordination.
Who it's for
Designed for these situations.
Inbound HNW families
Pre-immigration planning before becoming Canadian tax resident.
Multi-jurisdiction families
Where Canada is one of several jurisdictions in play.
US-Canada cross-border families
Cross-border income, estate and gift-tax complexity.
Post-exit founders
Structuring capital around Canadian residency.
Benefits
What the right structure delivers.
Pre-immigration planning
The most valuable window — once Canadian tax resident, worldwide taxation begins.
Cross-border coordination
US-Canada planning is our daily work, not an exception.
Discretion
Communications minimised; sensitive matters protected.
Independent of product
No fund or insurance commissions.
Continuity
Same team across years.
Regulated specialist network
Top-tier Canadian tax counsel, trust specialists, accountants.
The process
Step by step — nothing hidden, nothing skipped.
- 01
Discovery
Weeks 1-3Family, business, structures, intentions, timing of Canadian residency.
- 02
Diagnostic
Week 4Written memo on current state and planning windows.
- 03
Pre-immigration plan
Weeks 5-8Pre-immigration trusts, asset realisations, basis-step planning before becoming Canadian tax resident.
- 04
Implementation
Pre-residency windowStructural work completed before Canadian residency begins.
- 05
Ongoing relationship
AnnuallyAnnual review, T1 coordination, succession review.
Timeline
What a typical engagement looks like.
Month 1
Discovery and diagnostic.
Months 2-3
Pre-immigration strategy and specialist assembly.
Pre-residency
Implementation completed before tax residency triggers.
Year 2+
Annual review.
Documents required
The evidence pack we will ask for.
Family tree & ownership chart
All entities and beneficial ownership.
Existing trusts
Trust deeds, letters of wishes, recent accounts.
Wills and succession instruments
All jurisdictions.
Tax history
5 years across relevant jurisdictions.
Costs & fees
What you should budget for.
Bespoke retainers with project fees for major structural work.
Annual retainer
From CAD 60,000
Discovery & diagnostic
CAD 20,000 - 40,000
Fixed, refundable against first year.
Pre-immigration project
Quoted separately
FAQs
Questions we are asked, and the honest answers.
What is a pre-immigration trust?+
An offshore trust settled before Canadian tax residency that, properly structured, can shelter foreign-source income for an extended period under Canadian tax rules.
When does Canadian tax residency begin?+
Determined by significant residential ties — home, spouse, dependants, and physical presence. Plan around this date deliberately.
Do you do tax returns?+
No — coordinated through regulated Canadian accountants.
Common mistakes
What we see go wrong — so it doesn't happen to you.
Moving without pre-immigration planning
The single biggest planning miss — once Canadian tax resident, worldwide taxation begins.
Ignoring departure tax on later exit
Canada imposes a deemed-disposition departure tax on emigration. Plan acquisition basis carefully.
Old trusts unreviewed
Trusts that worked pre-2014 may not still work. Review on landing.
Explain like I'm 10
The simplest version of the whole thing.
Some families have homes, companies and investments in many countries. When they move to Canada, lots of tax rules change. We help plan it carefully before the move so they don't pay more tax than they need to.
Related services
Private consultation
Discuss canada private client with the team.
A confidential first conversation — no obligation, no sales pitch. We listen, map your situation, and tell you honestly whether and how we can help.
Request a consultation